Regular Contributor
Posts: 196
Registered: ‎08-10-2012

Re: Citi hard pull !! damn

Citi is always a hard pull if customer requests CLI. You can ask every 6 months but it will always be a hard pull if you do

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Discover IT-$ 7K, Capital One-$5K, Capital One-$4K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, AMEX Hilton Honors $5K,AMEX Everyday-$5K, Fidelity Amex-$10K, Capital One QS- 10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012

Re: Citi hard pull !! damn

Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 181
Registered: ‎08-09-2012

Re: Citi hard pull !! damn

Agreed. I asked for a CLI on two separate cards about 4 months ago. I was approved for both and neither of them was a HP.

What's in my wallet:

Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Regular Contributor
Posts: 236
Registered: ‎11-15-2011

Re: Citi hard pull !! damn

I requested 4 CLIs for my citi dividened, forward and thankyou in the past 1.5 year. Only the first CLI is HP, all the other three is SP.

Valued Contributor
Posts: 3,171
Registered: ‎10-02-2012

Re: Citi hard pull !! damn

@rudy0720 I can see your a CITI addict hahha looking at your Signature :smileytongue:

$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Valued Contributor
Posts: 2,172
Registered: ‎07-23-2012

Re: Citi hard pull !! damn

jsickz32 wrote:
Not true. I just asked for a cli couple days ago and got a 1k cli and at the bottom it said "your credit report was not pulled this time".

i laughed a little at this 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months

2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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