Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Citi has 2 cards with $400+ annual fees?

US Airways card is backed by Barclays.

 

Those 2 Citi cards mentioned are also World Elite Mastercards. Generally you need to spend A LOT, especially on the prestige, to make it worthwhile.

If you can spend a lot on it, the reward structure can much better than CSP and most cards out there.

read this link: https://www.accountonline.com/ACQ/DisplayPage?docId=CompleteDetailsPop&sc=4KMZ12C31000111111W&app=UN...

 

Basically the Prestige is targetted towards HNW clients or people who can somehow swipe lots of charges on it.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
Posts: 120
Registered: ‎03-14-2013
0

Re: Citi has 2 cards with $400+ annual fees?

AA bought out US Airways.

Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Citi has 2 cards with $400+ annual fees?


jzon450 wrote:

Why if you don't mind me asking?


MyFico TOS

 

Promotion of a credit repair organization, as defined in the federal Credit Repair Organizations Act or similar state laws, or the services of such an organization;

Spam, such as advertisements for other web sites and services, or other solicitation; chain letters, pyramid schemes, or securities offerings

Posting a link to the poster’s personal blog or web site without explicit permission from a FICO Forums administrator;

Posting a link directing users to any information or content that, if posted on FICO Forums, would constitute a violation of the Terms or of any State or Federal law;

Material, the posting of which violates any party’s copyright or other intellectual property rights;

 


not saying this is the intent but its better to be safe than sorry.

as a reminder this website is ran and operated by Fair Issacs....

 

Just a heads up...

ccpics2.jpg
Super Contributor
Posts: 7,489
Registered: ‎12-11-2011
0

Re: Citi has 2 cards with $400+ annual fees?

Then the US air card will probably go away, not AA, but probably not for quite some time.


New Member
Posts: 24
Registered: ‎05-03-2013
0

Re: Citi has 2 cards with $400+ annual fees?

I thought US bought AA?  Weren't they going through bankrupcy?  

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Citi has 2 cards with $400+ annual fees?

its a "merger".

http://en.wikipedia.org/wiki/American_Airlines%E2%80%93US_Airways_merger

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Citi has 2 cards with $400+ annual fees?


jzon450 wrote:

I thought US bought AA?  Weren't they going through bankrupcy?  


That deal should be finalized by Q3 of this year..

ccpics2.jpg
Super Contributor
Posts: 13,637
Registered: ‎04-22-2013
0

Re: Citi has 2 cards with $400+ annual fees?


enharu wrote:

US Airways card is backed by Barclays.

 

Those 2 Citi cards mentioned are also World Elite Mastercards. Generally you need to spend A LOT, especially on the prestige, to make it worthwhile.

If you can spend a lot on it, the reward structure can much better than CSP and most cards out there.

read this link: https://www.accountonline.com/ACQ/DisplayPage?docId=CompleteDetailsPop&sc=4KMZ12C31000111111W&app=UN...

 

Basically the Prestige is targetted towards HNW clients or people who can somehow swipe lots of charges on it.


Well, it can be "OK" at least with a lot less spend.  Unlike the Premier, the Prestige allows a once a year international companion ticket, and that alone can make up for the fee.  As others have said, it also has the usual lounge/Global Entry perks, which people value at least in the case of the Amex Platinum.   But yes, if you spend a lot, then the anniversary rewards become quite valuable, as that works on a sliding scale.

 

What I don't get is the OPs apparent surprise.  Many issuers have high priced cards, which are worth it to some and not to others.

Super Contributor
Posts: 7,489
Registered: ‎12-11-2011
0

Re: Citi has 2 cards with $400+ annual fees?

After further research, they're taking the AA name, sooo us cards will prob be gone within a year or 2.


Regular Contributor
Posts: 216
Registered: ‎02-11-2012
0

Re: Citi has 2 cards with $400+ annual fees?

To make the record straight:

 

USAirways purchased AA. They will be keeping the AA name as it is globally recognized. All USAirways products, including the Barclay card, will go away once the merger is complete.



FICO: EX 662 | EQ 670 | TU 681

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.