11-21-2012 01:13 PM - edited 11-21-2012 01:16 PM
Yeah, pretty much a generic offer for the same card -- Citi Thankyou or Simplicity -- I forget, but no pre-approved offers. I guess I'll have to settle for my Citi Diamond Preferred MC and enjoy my 0% apr on balance transfers and purchases till April or May 2014.
On another note, my Chase Amazon Visa -- just offered me my 2nd balance transfer with a 1% transfer fee at 0% apr.
11-21-2012 03:48 PM
Interesting... another pre-qual site! Fun!
I was approved for a Citi Diamond Preferred last August, with a $6800 CL. The site doesn't come up with any offers for me, just a generic "We think you might like" for the TYP card. I'm not looking for anything else at the moment -- I had a nice app spree last August and am quite content -- but it's fun to see what cards creditors are more likely to approve you for.
Thanks for sharing, ccnewcc.
11-21-2012 04:13 PM
Has anyone actually recieved a pre-approved offer or is this site just a decoy to encourage people to apply for the Thank-You Preferred?
On the first page of this thread RonDawg said that it matched him with 3 cards and even told him what his APR would be.
11-21-2012 04:17 PM
No matches for me - just Thank You Preferred.
That's okay, Amex doesn't think I exist either. Discover seems to be the only lender who is targeting me right now. I expect that to chenge after I go on my app spree.
11-21-2012 04:18 PM - edited 11-21-2012 04:20 PM
Are pre-quals based on HP or SP and what exactly is the difference in what they see on each of those?
Who does Citi pull normally?
And no, not for me I know my scores aren't good enough LOL..co-worker was talking about Citi the other day
11-21-2012 06:21 PM
just tried it and it says it can't match me with anything right now but i may like the citi thank you pref - i burned citi in 2010 and settled the debt in 2011 I know they aren't approving me for anything right now so i will not be pulling the trigger but really like that they started the prequalifications online!
11-21-2012 07:50 PM
No offers for me, although I also got the push for a TYP card.
oh so your telling me its not worth running out of the garden for such a wonderful offer lol
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.