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Citi now has Pre Qual CC site

Established Contributor

Re: Citi now has Pre Qual CC site

Yeah, pretty much a generic offer for the same card -- Citi Thankyou or Simplicity -- I forget, but no pre-approved offers.  I guess I'll have to settle for my Citi Diamond Preferred MC and enjoy my 0% apr on balance transfers and purchases till April or May 2014. Smiley Wink

 

On another note, my Chase Amazon Visa -- just offered me my 2nd balance transfer with a 1% transfer fee at 0% apr.  Smiley Very Happy



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 21 of 45
Super Contributor

Re: Citi now has Pre Qual CC site

Seems similar to the BoA pre-approval page...just shoots a random card at you. lol 

Message 22 of 45
Moderator Emeritus

Re: Citi now has Pre Qual CC site

Interesting... another pre-qual site! Fun!

 

I was approved for a Citi Diamond Preferred last August, with a $6800 CL. The site doesn't come up with any offers for me, just a generic "We think you might like" for the TYP card. I'm not looking for anything else at the moment -- I had a nice app spree last August and am quite content -- but it's fun to see what cards creditors are more likely to approve you for.

 

Thanks for sharing, ccnewcc. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 23 of 45
Regular Contributor

Re: Citi now has Pre Qual CC site

Has anyone actually recieved a pre-approved offer or is this site just a decoy to encourage people to apply for the Thank-You Preferred?

Message 24 of 45
Moderator Emeritus

Re: Citi now has Pre Qual CC site


charyot77 wrote:

Has anyone actually recieved a pre-approved offer or is this site just a decoy to encourage people to apply for the Thank-You Preferred?


 

On the first page of this thread RonDawg said that it matched him with 3 cards and even told him what his APR would be.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 25 of 45
Valued Contributor

Re: Citi now has Pre Qual CC site

No matches for me - just Thank You Preferred.

 

That's okay, Amex doesn't think I exist either.  Discover seems to be the only lender who is targeting me right now.  I expect that to chenge after I go on my app spree.


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 26 of 45
Established Contributor

Re: Citi now has Pre Qual CC site

Are pre-quals based on HP or SP and what exactly is the difference in what they see on each of those? 

 

Who does Citi pull normally?

 

And no, not for me I know my scores aren't good enough LOL..co-worker was talking about Citi the other day

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 27 of 45
Contributor

Re: Citi now has Pre Qual CC site

just tried it and it says it can't match me with anything right now but i may like the citi thank you pref - i burned citi in 2010 and settled the debt in 2011 I know they aren't approving me for anything right now so i will not be pulling the trigger but really like that they started the prequalifications online!

 


Starting Score: 720
Current Score: 626
Goal Score: 700


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Message 28 of 45
Valued Contributor

Re: Citi now has Pre Qual CC site

No offers for me, although I also got the push for a TYP card.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 29 of 45
Contributor

Re: Citi now has Pre Qual CC site


Epcot wrote:
No offers for me, although I also got the push for a TYP card.

oh so your telling me its not worth running out of the garden for such a wonderful offer lol

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 30 of 45