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Thinking about picking up the citi prestige for an upcoming trip. Is the offer in the branch for the card better or is it just different? I probably will just PC the card after the first year, but the benefits makes the AF for the first year worth it IMO.
In branch offer requires spending an additional 12k for 10k more bonus points. Not worth it imo.
@jsucool76 wrote:In branch offer requires spending an additional 12k for 10k more bonus points. Not worth it imo.
Yea that is what I saw when I searched it. I am inclined to agree with you its not worth all the extra spend. I guess maybe if you were going to keep the card long terms and wanted the reduced AF it might be worth a look.
I recently applied in branch and got the AF reduced, 30,000 TYP after $3,000 spend, and another 30,000 TYP after $15,000 within 12 months. Then I chatted with a representative and asked to have the offer matched to the public one while still retaining the reduced annual fee. No citigold account required. But I think your luck may vary because I had to ask twice before they agreed to match it. And some branches require the citigold account for $350 AF. I ended up getting the citigold later for some more bonus stuff.
Applied in branch for the lower AF + got the 50k after 3k spend