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Citi pulls which Credit report agency (CRA)??????

Regular Contributor

Citi pulls which Credit report agency (CRA)??????

From which agency does citi pulls credit scores for credit card applications????????

Message 1 of 27
26 REPLIES
Senior Contributor

Re: Citi pulls which Credit report agency (CRA)??????

depends where you live.  i live in west texas, & they pulled experian for us.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 2 of 27
Regular Contributor

Re: Citi pulls which Credit report agency (CRA)??????

i live in new mexico

Message 3 of 27
Established Contributor

Re: Citi pulls which Credit report agency (CRA)??????

Experian for me (N California)

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 4 of 27

Re: Citi pulls which Credit report agency (CRA)??????

I have lots of soft inqs on Experian from Citi.


Starting Score: 612 Equifax FICO
Current Score: 633 Equifax FICO 08/2010
Goal Score: 670


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Message 5 of 27
Established Contributor

Re: Citi pulls which Credit report agency (CRA)??????

I'm in Georgia and they pulled Experian.

 

 

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 6 of 27
Moderator Emeritus

Re: Citi pulls which Credit report agency (CRA)??????

I live in Hawaii and CITI pulls EQ or TU.

Message 7 of 27
Frequent Contributor

Re: Citi pulls which Credit report agency (CRA)??????

central texas, pulled experian every single time.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 8 of 27
Established Member

Re: Citi pulls which Credit report agency (CRA)??????

I'm in Pennsylvania and they pulled Experian


Starting Score: 580
Current Score: 720
Goal Score: 800


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Message 9 of 27
Moderator Emeritus

Re: Citi pulls which Credit report agency (CRA)??????

I'm shocked! After looking over the posts in this thread, it certainly looks like CITI uses EX quite a bit. I wonder when this changed?

Message 10 of 27