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Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010
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Citi pulls which Credit report agency (CRA)??????

From which agency does citi pulls credit scores for credit card applications????????

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Senior Contributor
laz98
Posts: 4,336
Registered: ‎09-06-2008
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Re: Citi pulls which Credit report agency (CRA)??????

depends where you live.  i live in west texas, & they pulled experian for us.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010
0

Re: Citi pulls which Credit report agency (CRA)??????

i live in new mexico

Established Contributor
jefftca925
Posts: 706
Registered: ‎08-14-2008
0

Re: Citi pulls which Credit report agency (CRA)??????

Experian for me (N California)

CCs: Chase Freedom VS 6.9k, CSP VISA Sg 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sg 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Amex Zync, Costco Amex 12k, BofA CR VS 17k, Amex BCP 9.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase United VS 13k, Chase Marriott VS 8k, Citi Simplicity 13.3k, PayPal MC 5k, Compass Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 13.3k, Capital One QS Visa 11k, FRN MC 13.5k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k, Ebates VS 8k, Orbitz VS 9k, NASA V 30k, USBk FP VS 17k
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specialamateur
Posts: 12
Registered: ‎08-03-2010
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Re: Citi pulls which Credit report agency (CRA)??????

I have lots of soft inqs on Experian from Citi.


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Current Score: 633 Equifax FICO 08/2010
Goal Score: 670


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Established Contributor
rom828
Posts: 932
Registered: ‎08-17-2007
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Re: Citi pulls which Credit report agency (CRA)??????

I'm in Georgia and they pulled Experian.

 

 

FICOS: TU 732(7-18-14) EQ '08 734( 7-23-14) EX 727 (7-23-14)


Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: Citi pulls which Credit report agency (CRA)??????

I live in Hawaii and CITI pulls EQ or TU.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
hedgeclipper2
Posts: 421
Registered: ‎07-21-2010
0

Re: Citi pulls which Credit report agency (CRA)??????

central texas, pulled experian every single time.

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Established Member
mr814
Posts: 34
Registered: ‎07-24-2010
0

Re: Citi pulls which Credit report agency (CRA)??????

I'm in Pennsylvania and they pulled Experian


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Current Score: 720
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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Citi pulls which Credit report agency (CRA)??????

I'm shocked! After looking over the posts in this thread, it certainly looks like CITI uses EX quite a bit. I wonder when this changed?

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1


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