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Regular Contributor
Posts: 204
Registered: ‎08-03-2010
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Citi pulls which Credit report agency (CRA)??????

From which agency does citi pulls credit scores for credit card applications????????

Senior Contributor
Posts: 4,329
Registered: ‎09-06-2008
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Re: Citi pulls which Credit report agency (CRA)??????

depends where you live.  i live in west texas, & they pulled experian for us.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Regular Contributor
Posts: 204
Registered: ‎08-03-2010
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Re: Citi pulls which Credit report agency (CRA)??????

i live in new mexico

Established Contributor
Posts: 720
Registered: ‎08-14-2008
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Re: Citi pulls which Credit report agency (CRA)??????

Experian for me (N California)

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Member
Posts: 12
Registered: ‎08-03-2010
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Re: Citi pulls which Credit report agency (CRA)??????

I have lots of soft inqs on Experian from Citi.


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Current Score: 633 Equifax FICO 08/2010
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Established Contributor
Posts: 935
Registered: ‎08-17-2007
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Re: Citi pulls which Credit report agency (CRA)??????

I'm in Georgia and they pulled Experian.

 

 

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
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Re: Citi pulls which Credit report agency (CRA)??????

I live in Hawaii and CITI pulls EQ or TU.

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 427
Registered: ‎07-21-2010
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Re: Citi pulls which Credit report agency (CRA)??????

central texas, pulled experian every single time.

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Established Member
Posts: 34
Registered: ‎07-24-2010
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Re: Citi pulls which Credit report agency (CRA)??????

I'm in Pennsylvania and they pulled Experian


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Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
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Re: Citi pulls which Credit report agency (CRA)??????

I'm shocked! After looking over the posts in this thread, it certainly looks like CITI uses EX quite a bit. I wonder when this changed?

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa

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