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Citi "Credit Movement"

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Andy77
Valued Contributor

Citi "Credit Movement"

 

 

Has anyone asked for "credit movement" with their two or more Citicards to combine the limit.

 

A rep said you have to say you want to do a "credit movement" and they will combine the two limits.

 

If you did request this..how long did it take. ?

 

I just had the request put through 

Message 1 of 11
10 REPLIES 10
icetrap06
Regular Contributor

Re: Citi "Credit Movement"

I have had no success after several requests.  It seems like I remember reading about others doing so though.

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 2 of 11
Andy77
Valued Contributor

Re: Citi "Credit Movement"

 

 

The rep on the phone said she has seen very few not go through

 

What do you mean you have not had success ?

 

Did you say the words "I want to do a credit movement" ?

Message 3 of 11
TRC_WA
Senior Contributor

Re: Citi "Credit Movement"

Do robots work for Citi?
FICO8 current as of : ----- EQ: --- TU: --- EX: ---
Hard INQs last 12 months: EQ: 5 | TU: 7 | EX: 9
Verizon Visa $6500 Amex Delta Platinum $10,000 Care Credit $12,000
NFCU CashRewards $6000 Apple Card $2000 Best Buy $3500 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $44k new - balance $31k/6.94%
Total CL: $45,000 --- Total CC UTI: --% --- AAoA: 5.5 years --- Income: $200k
Last app: 11-30-23
Message 4 of 11
changingmantra2
Regular Contributor

Re: Citi "Credit Movement"


@Andy77 wrote:

 

 

Has anyone asked for "credit movement" with their two or more Citicards to combine the limit.

 

A rep said you have to say you want to do a "credit movement" and they will combine the two limits.

 

If you did request this..how long did it take. ?

 

I just had the request put through 


I have asked repeatedly over the past 4 months, and  have been told by every single rep with whom I spoke that Citi does NOT allow customers to combine credit lines.  I last asked about 3 or 4 weeks ago.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 5 of 11
Alaskagurl
New Contributor

Re: Citi "Credit Movement"

I've done it a couple of times. I moved Hilton credit line to AA EXEC and also moved AA to AA EXEC. Andy it takes a few days to complete.

Message 6 of 11
longtimelurker
Epic Contributor

Re: Citi "Credit Movement"

From what I have been told, the rules change from time to time.   So specialists have been able to do this (moving all but $5K of a CL from a card I planned to close) but most recently the rules forbid it all.

 

Now it's possible that there is a magic phrase "credit movement", but that would be strange.   We would then have to search for other phrases which reduce your APR to 0, give you SP CLIs and maybe pay for your purchases....

Message 7 of 11
Andy77
Valued Contributor

Re: Citi "Credit Movement"

 

 

I logged into my account this AM......they moved 6700.00 out of 7000.00.  So, I called today to had the 300.00 moved and the other account closed.

 

They said it would take a few days

Message 8 of 11
resilient
Established Contributor

Re: Citi "Credit Movement"

Executive Office did mine, moved all but $2k from my thank you premier to my aadvantage.....also cost me a hard pull.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 9 of 11
icetrap06
Regular Contributor

Re: Citi "Credit Movement"


@changingmantra2 wrote:

@Andy77 wrote:

 

 

Has anyone asked for "credit movement" with their two or more Citicards to combine the limit.

 

A rep said you have to say you want to do a "credit movement" and they will combine the two limits.

 

If you did request this..how long did it take. ?

 

I just had the request put through 


I have asked repeatedly over the past 4 months, and  have been told by every single rep with whom I spoke that Citi does NOT allow customers to combine credit lines.  I last asked about 3 or 4 weeks ago.


Ditto...I haven't tried recently, but I did at least 3 times last year.  Each time I was advised that they do not allow transfer of limits.  I can't remember exactly how I asked the question though.  The that is crazy is I had a Hilton gold card, that they would not allow me to upgrade.  I really wanted the reserve for the lifetime Gold membership.  I applied and got it.  I want to close the Hilton Gold (as it now serves no purpose), but they won't let me combine the limits.  How did you make the request, over chat?

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 10 of 11
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