Hi! 
I applied for a CLI with citi (diamond preferred) last month, attempting to get my high 4 figure limit increased to low 5 figure. Denied!
Since then, I goodwilled 30 day lates from the past 2 years off of all 3 CRAs. They pulled EX in early March, which now shows a clean 2 year history, along with the following negatives:
PIF medical CO for $151 from early 2011
Some 30 day lates from car (2010) and mortgage (2009 and earlier)
My AAoA is more than 12 years, and my history with Citi is spotless. My EX FAKO per USAA is currently 701. Utilization is currently 13%. Nothing else currently in my wallet.
Should I recon?
@MonkeyBelly wrote:Hi!
I applied for a CLI with citi (diamond preferred) last month, attempting to get my high 4 figure limit increased to low 5 figure. Denied!
Since then, I goodwilled 30 day lates from the past 2 years off of all 3 CRAs. They pulled EX in early March, which now shows a clean 2 year history, along with the following negatives:
PIF medical CO for $151 from early 2011Some 30 day lates from car (2010) and mortgage (2009 and earlier)
My AAoA is more than 12 years, and my history with Citi is spotless. My EX FAKO per USAA is currently 701. Utilization is currently 13%. Nothing else currently in my wallet.
Should I recon?
Always recon the worst they can say is no and they already said that....Recon can lead to YES APPROVED
Best wishes and let us know how it turns out
No citi luv 
