Citi recons....

[FinStar]

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@kostyan1992 wrote:
It's so stupid how you only got declined because too many inquiries... its like perfect payment history - check. Low util - check. Good AAoA - Check. Inquiries - "WOAH BRO Y U INQUIRIN BRO Y U INQUIRIN??!?!?!"

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At the end of the day, it's their decision.  Folks can take it personal if they wish.  It's just business.

[14Fiesta]

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@FinStar wrote:

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@kostyan1992 wrote:
It's so stupid how you only got declined because too many inquiries... its like perfect payment history - check. Low util - check. Good AAoA - Check. Inquiries - "WOAH BRO Y U INQUIRIN BRO Y U INQUIRIN??!?!?!"

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At the end of the day, it's their decision.  Folks can take it personal if they wish.  It's just business.

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+1

OP if you have more then 6 INQ in the last 6 months, then Citi is not your cup of tea for an increase. Best thing to do is garden for a bit till they pass six months then try again.

[juggar]

Just checked the denial letter, it mentioned nothing about inquiries....

Said my revolving balances were too high???

The only card which has a balance is my Freedom with $1700 on it currently..... Though it did report as $2400 on the credit report. 

So out of 60K revolving credit I had used $2400. Apparently thats too much. SMH citi....

Typical citi, jerking me around for no reason. The funny thing is, I can request a CLI on the Forward card and they wont pull my credit report but for my $800 card it says they must request my credit report.