Citi secured card

[CreditDrama85]

does anyone have this card? what do you think of it? does it report to credit bureaus  as secured? what are the requirements to convert later to an unsecured card? thanks for the info!

[voidman]

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@CreditDrama85 wrote:

does anyone have this card? what do you think of it? does it report to credit bureaus  as secured? what are the requirements to convert later to an unsecured card? thanks for the info!

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I don't have this card, but I guess they are like any other card and report your card activity to those 3 bastards, just like any other card, you need to take care of the card like a regular card and not miss payments and they make it unsecure after 18 months.

[CreditDrama85]

lmao, thanks for that info!

[Anonymous]

Hey, Did you ever find out whether Citi Secured Card reports as "secured" to the credit bureaus?  I got NOWHERE with the branch and 800 numbers (each gave a different answer).  Know anyone who actually saw how it goes down on their report?

Thanks!

[bamagirl1]

i dont know about citi but i just checked one of my reports the other day dont remember which but my boa says secured on it

[Anonymous]

It does not report to the big three, and it has a long graduation period compared to most secured cards

[tempusfugit123]

I would love this card if it didnt have such a long time to convert. I would like a Citi card myself but BofA is such a good bank and I think they are more generous when it comes to credit.