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Citi secured cli option

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ginger1477
Regular Contributor

Citi secured cli option

Did a quick search and didn't find anything about this so I thought I'd ask of anyone who has/d the citi secured card....
I was on the app and I saw the increase credit line option. Took me to a screen that said I could get one without a hard pull based on income and home payment. I didn't enter anything. Just wondering if anyone has done this what the results were.
Capital One Quicksilver: 14k * Alliant: 4k * BoA: 6k * Discover 5k * Best Buy Visa: 10k * Amex BCE: 7k, Amex Everyday: 1k * Target RedCard: 9k * Walmart: 10k * Citi 2k * Care Credit: 10k
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Citi secured cli option

Are you sure the card is still secured?
Message 2 of 6
ginger1477
Regular Contributor

Re: Citi secured cli option

Oh yes it is still secured.   I wish it wasn't lol.   Just applied for it this past month and activated a couple days ago.   Haven't even swiped it yet.   I was going through the app cause it is shiny and brand new and I noticed the option.   Smiley Happy

Capital One Quicksilver: 14k * Alliant: 4k * BoA: 6k * Discover 5k * Best Buy Visa: 10k * Amex BCE: 7k, Amex Everyday: 1k * Target RedCard: 9k * Walmart: 10k * Citi 2k * Care Credit: 10k
Message 3 of 6
Anonymous
Not applicable

Re: Citi secured cli option

If you try it you will just get a letter in the mail saying you can't CLI the Secured card. I've had mine a little over a year at the sane CL.
Message 4 of 6
bk510
Valued Contributor

Re: Citi secured cli option


@ginger1477 wrote:

Oh yes it is still secured.   I wish it wasn't lol.   Just applied for it this past month and activated a couple days ago.   Haven't even swiped it yet.   I was going through the app cause it is shiny and brand new and I noticed the option.   Smiley Happy


I just got mine less than a month and its already reporting. Its a bummer that we can not add anymore funds to the secured acct.

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Message 5 of 6
ginger1477
Regular Contributor

Re: Citi secured cli option

Thanks Vizion! I wanted to know what would happen without me doing anything. I didn't want to get a letter explaining why because I'm in between places I can get mail sent to.
Capital One Quicksilver: 14k * Alliant: 4k * BoA: 6k * Discover 5k * Best Buy Visa: 10k * Amex BCE: 7k, Amex Everyday: 1k * Target RedCard: 9k * Walmart: 10k * Citi 2k * Care Credit: 10k
Message 6 of 6
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