Re: Citi wants me bad.

armbenderc · ‎07-19-2013

Already got CC with them since 2011.

They targeted me with Citi Simplicity with 18 month 0% apr after that 10.99%

40k bonus Citi AA World MC.

TY Preferred 15month 0%apr, 11.99% after with sign up bonus after spending $500 in 90 days.

I'm determined to stay in the garden. I'll bet lexie is reading and shaking her head lol.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

09Lexie · ‎07-19-2013

Haha! You know I am!

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myjourney · ‎07-19-2013

Lol she's not the only one

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

armbenderc · ‎07-19-2013

I know they pulled EQ. Haven't had any pull on it since Sept '12.

Anyway, off topic lol, already paid off 1 auto loan in march. 2 will be paid off this coming month, but I still got 1 more.

Yes, 4 cars. Would my score decrease?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

MamboItaliano · ‎07-19-2013

Uh oh ... man the battle stations.

Re-entered the garden on 9/16/2013.

Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)

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Kutuzov · ‎07-19-2013

Where's the teaser?

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500

09Lexie · ‎07-19-2013

And you are worried about your score cause......?

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myjourney · ‎07-19-2013

@09Lexie wrote:
And you are worried about your score cause......?

Hummm

Don't need that in the garden Lexie am I right?

Should I charge the fence? Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

09Lexie · ‎07-19-2013

Exactly correct!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

Citi wants me bad.

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Citi wants me bad.