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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Citi will not leave me alone....................


Open123 wrote:

Nothing compelling?  Smiley Very Happy

 

Would you take a HP for a CLI on Discover?


I'm not taking a HP for anything until January 2015. 




EQ FICO 548 3/3/16
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Citi will not leave me alone....................


LS2982 wrote:

Open123 wrote:

Nothing compelling?  Smiley Very Happy

 

Would you take a HP for a CLI on Discover?


I'm not taking a HP for anything until January 2015. 


Way to go!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
Posts: 459
Registered: ‎11-25-2012
0

Re: Citi will not leave me alone....................

Citi is nothing if not persistent - they've sent me the app for the Simplicity card and the Thank You card almost on a weekly schedule. I only want the Preferred though!


The road to 800...
Available credit: $80k+
INQs: 1 TU, 2 EX, 1 EQ
Planned apps: NONE - Gardening indefinitely! - Gold Spade 10/15/15
On the chopping block for 2015: Gap Silver, Chase Freedom
Established Member
Posts: 26
Registered: ‎11-01-2012
0

Re: Citi will not leave me alone....................

I've gotten more diamond preffered pre-select letters then I can count. Been going on for around 6 months ever since my last little spree. Funny thing is the offers have gotten worse with time! Started at like 11.9% and now I get 18.99%. They're mad I've been ignoring their advances I guess? Lol 

 

I'm actually probably going to go for a Citi card next spree in August. Just waiting for a big judgement for medical bills to fall off my TU report next month sometime so I have a perfectly clean slate on all 3 reports. 

Started - Under 500's due to medical bills
Current - EQ MYFICO - 767, TU WalMart Fico - 779, EX Plus - 744 Credit Karma - 709
Goal - 800+ across the board
NFCU Cash Rewards $20,000Chase Freedom $2,000, Capital One Platinum $1,500, Walmart Store Card $3,600, AMEX Green Card.
Senior Contributor
Posts: 4,189
Registered: ‎03-24-2008
0

Re: Citi will not leave me alone....................

Oh Citi loves me too. If I don't get a bill in my mailbox, there's a blue envelope from citi.

 

This month they are pushing the 0% intro apr for 21 months on bal trans and purchases, then 11.99% variable apr. 

But that apr will vary with the market based on the prime rate.Dont know, if I like that so much.

 

But I may use it for the 21months 0%, I have some car repair debt on another CC, that just ran out the 0% intro time.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Citi will not leave me alone....................


RockinRay wrote:

 

They send my wife quite a few invites - she already has the Diamond Preferred.

 

I never get anything from them.  Smiley Mad


LOL - my wife just got another offer yesterday! Thsi time it was for the Thank You Preferred.  Smiley Very Happy

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 906
Registered: ‎10-15-2012
0

Re: Citi will not leave me alone....................


Affalterbach wrote:

I've gotten more diamond preffered pre-select letters then I can count. Been going on for around 6 months ever since my last little spree. Funny thing is the offers have gotten worse with time! Started at like 11.9% and now I get 18.99%. They're mad I've been ignoring their advances I guess? Lol 

 

I'm actually probably going to go for a Citi card next spree in August. Just waiting for a big judgement for medical bills to fall off my TU report next month sometime so I have a perfectly clean slate on all 3 reports. 


Same thing happened to me lol. The bonus offers for the TY went from $400 (I think, but I couldn't find it) to $350 to $100 to none. Also the APRs kept rising.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25000 | Discover IT $15250 | Cap 1 Quicksilver $10000 | PSECU $10000 | Citi DC $7700 | Barclay Ring $6500 | Citi DP $5400 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays Aviator $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Moderator
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Citi will not leave me alone....................

Get them constantly.  In fact, they're one of my shredder's favorite flavors.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 314
Registered: ‎03-08-2011
0

Re: Citi will not leave me alone....................


LS2982 wrote:

Every week I got some kind of offer from them. Smiley Mad

 

I have no interest in new accounts but you keep swinging a steak over a lion eventually they're gonna bite!!!!

 

UGH!! Smiley Very Happy


Like Shogun mentioned. It's food for the shredder.  Remember, your shredder gets hungry too.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Frequent Contributor
Posts: 314
Registered: ‎03-08-2011
0

Re: Citi will not leave me alone....................


kilj0y wrote:

Chase is the same way with me, I apped for CSP and approved, they send out freedom offers, I just got approved for freedom now they are sending slate offers! lol


Perhaps they have a Pokemon mentality.

 

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.

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