Reply
Valued Member
Posts: 34
Registered: ‎03-21-2010
0

Re: Citi

Citi pulled Equifax for me. California.


Starting Score (3/21/10): EQ: 646 - TU: 655
Current Score (4/10/12 Lender): EQ: 783 - TU: 779 - EX: 780
Goal Score: Completed


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: Citi

Hi

 

If I did this right, this link takes you to see what Citi has in store for you if you have not received a personalized offer in the mail.

 

I clicked the "no" radio button to search by address.

 

Good luck

 

 

https://www.citicards.com/cards/acq/dirMailInvitation.do?screenID=4010

New Member
Posts: 2
Registered: ‎06-23-2011
0

Re: Citi

I just apped for a preselected letter for a citi diamond preferred and was soft inquiried on EX at least that is what it shows as today. Got a $1,800 approval online.

Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
0

Re: Citi

EQ here, but I'm not sure, it may be on my EX too. Received a pre-approval letter out of the blue a few months back for citi dividends platinum select (the cash back one), I was surprised because my scores are still slightly below 700, instantly approved for $8500, my first high credit line, pleasant surprise. But I'd been pif with no lates for several years so someone took notice lol.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citi

EX in Bay Area, CA.

 

It all comes down to region, as various region pulls different report.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Regular Contributor
Posts: 148
Registered: ‎08-27-2008
0

Re: Citi

It depends where you are. In the Boston area, they seem to always pull Experian.

Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
0

Re: Citi

Funny... I'm in the Boston area and they pulled EQ


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


Take the FICO Fitness Challenge
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Citi

I live in Hawaii and CITI pulled my EQ report when I first apped with them. I closed this account, then reopened it. Upon reopening, CITI pulled my TU report.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.