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Frequent Contributor
JaeJae12
Posts: 322
Registered: ‎04-15-2013
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CitiBank products.. ASK AWAY

Hey all, my GF recently got a contracted position at Citigroup so she has some knowledge to all citi products...( citi employee database) so if you guys have any question about Citibank products ask away!!

Please note I won't discuss what division she is in and I won't ask her any sensitive information/confedential/

This is just a know about questions not any financial advice etc

BCE- 18000 -BOA 123 7000 -Freedom- 7400-Citi Forward- 17700 -Citi TYP- 17800-CSP 22.5k
Garden mode 3/25/14



Super Contributor
longtimelurker
Posts: 6,080
Registered: ‎04-22-2013
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Re: CitiBank products.. ASK AWAY


JaeJae12 wrote:
Hey all, my GF recently got a contracted position at Citigroup so she has some knowledge to all citi products...( citi employee database) so if you guys have any question about Citibank products ask away!!

Please note I won't discuss what division she is in and I won't ask her any sensitive information/confedential/

This is just a know about questions not any financial advice etc

Question that should be OK:   Is there a 5x everyday spending offer still available at the branch?  This most recently was on the Thank You card.

 

I would also like to know what changes are coming to Premier and Prestige, but that is probably sensitive.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
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Re: CitiBank products.. ASK AWAY

This will come in handy :smileyhappy: thx op!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Valued Contributor
lhcole77
Posts: 1,057
Registered: ‎09-18-2012
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Re: CitiBank products.. ASK AWAY


JaeJae12 wrote:
Hey all, my GF recently got a contracted position at Citigroup so she has some knowledge to all citi products...( citi employee database) so if you guys have any question about Citibank products ask away!!

Please note I won't discuss what division she is in and I won't ask her any sensitive information/confedential/

This is just a know about questions not any financial advice etc

Yay! Thanks, JaeJae. I'm sticking this Q&A offer in my back pocket and may pull it out on you in the future....lol  :smileyvery-happy:




EX08 FICO 738. EQ08 FICO 725. TU08 FICO 742.
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09Lexie
Posts: 25,030
Registered: ‎09-13-2012
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Re: CitiBank products.. ASK AWAY

Frequent Contributor
JaeJae12
Posts: 322
Registered: ‎04-15-2013
0

Re: CitiBank products.. ASK AWAY

To answer it question -longtimelurker

- for the 5x everyday spending on the TY, some branches may still offer it but its only for X amount of months before you get converted to 2x on restaurants /entertainment and 1x on all others.

- for the prestige there is big changes to it( not very good news) but since the letter of changes hasn't fully been reach to all customers yet most people won't know the changes yet. Currently all branch employees Are required to attend "classes" to discuss the changes being implemented to the prestige so it can be applied it to the branch.

*some information I can breifly tell you is that the prestige won't be prestige anymore( just in the context definition of prestige since you will be losing the good benefits of the card)

* one change is that you will lose the free airline companion pass and the $200 statement credit

But u will only get 1% annual dividend in spend instead.

Currently you still have the original benefits till this end of this year, and by early next year the changes will be fully implemented.


This is all I can say about this so far, but note that there is some more changes to the prestige that I can't really say right now.


BCE- 18000 -BOA 123 7000 -Freedom- 7400-Citi Forward- 17700 -Citi TYP- 17800-CSP 22.5k
Garden mode 3/25/14



Established Contributor
SoulMaster
Posts: 981
Registered: ‎11-08-2011
0

Re: CitiBank products.. ASK AWAY

After paying thousands in interest I discharged Citi in my BK across 3 different cards to the tune of about $30,000 or so.  Please have your girlfriend tell them hello for me, as I'm not allowed within 100 feet of a Citi applicaiton.

 

Ha!

 

Seriously, though, can she confirm/deny the existence of the Citi blacklist?  If it exists(99% sure it does), is there any way off it?  Can you age off it?  (I really want my AAdvantage card back; but know it's nearly impossible)

 

Thanks!

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 3/15/14 All 700+. Last CR pull from a lender(housing) was mid-score 729.
Goal Score: 700+ - reached.
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Senior Contributor
myjourney
Posts: 25,562
Registered: ‎02-07-2013
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Re: CitiBank products.. ASK AWAY

Average Credit profile needed for 

Simplicity 

Thank you pref

HH reserved

AA world master

 

Score..baddies or not,,, other Citi accounts help....

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
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Re: CitiBank products.. ASK AWAY

Thanks for the info!

Saved me an inquiry! I was planning to apply for the citi prestige next month, but maybe not anymore now.

When will the changes start to roll out for the prestige card?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
JaeJae12
Posts: 322
Registered: ‎04-15-2013
0

Re: CitiBank products.. ASK AWAY

SoulMaster, in a nice way to say this, Yes it does exist. But I can't tell you how to get of it and how long it stays since it is considered at internal information it can't be reveal or we will get criminal violations

BCE- 18000 -BOA 123 7000 -Freedom- 7400-Citi Forward- 17700 -Citi TYP- 17800-CSP 22.5k
Garden mode 3/25/14




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