Thanks again to the group! Just requested a CLI from Citibank went from 5K to 8.5K. I should have tried to get bumped to 10K but I was just declined a CLI back in June and was gun shy. I paid the card off a couple of weeks ago and decided to pull the trigger today.
My account has been open since 2008. I never requested a CLI until this year (didn't know about this forum), once back in January and once in June. I got denied both times. My utilization was way to high (85%). So I paid off the card 2 weeks ago. It still hasn't reported to the CRAs yet but I pulled the trigger anyway.