Reply
New Contributor
Posts: 50
Registered: ‎05-13-2011
0

Citibank Product Change Possible?

I currently have a Citi Diamond Preferred Card and wanted to switch over to the Citi ThankYou Rewards card.  Has anyone been successful in doing this?  I don't want to app for another credit card, just simply switch to the newer card.  Is this even possible?

Valued Contributor
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Citibank Product Change Possible?

[ Edited ]

thobbs wrote:

I currently have a Citi Diamond Preferred Card and wanted to switch over to the Citi ThankYou Rewards card.  Has anyone been successful in doing this?  I don't want to app for another credit card, just simply switch to the newer card.  Is this even possible?



Why you want Citi thankyou card?    That rewards is not good as others ... I am not talking about earning % ... I am talking about when you redeem your pts.

 

There is thread posted by UFguy

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Product-Changes/td-p/947232

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
New Contributor
Posts: 50
Registered: ‎05-13-2011
0

Re: Citibank Product Change Possible?

Would you suggest another Citi card to upgrade too? The Diamond Preferred is fairly useless, but I've had it for a few years and would like to keep it open.
Valued Contributor
Posts: 1,413
Registered: ‎01-20-2008
0

Re: Citibank Product Change Possible?

[ Edited ]

thobbs wrote:
Would you suggest another Citi card to upgrade too? The Diamond Preferred is fairly useless, but I've had it for a few years and would like to keep it open.

Let me think ... at this moment I don't have any favorite card through Citi.    Let's here from other members.

Meanwhile:

  • What kind/type of rewards are you looking for?  
  • Are you willing to pay AF?   or stick with NO AF?
  • What is your spending habit? 
  • Do you travel a lot?
  • Tell us more about what are you looking for in the cc.

 

Is it your oldest acct?   If so, keep it as is and put it away ... make sure use it once in a six month to keep it in the active status.   That is what I am doing to my thankyou card now.  It used to be was Driver's Edge MC ... not any more :smileysad:

 

 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citibank Product Change Possible?

[ Edited ]

You can PC into Dividend Platinum Select, that guarantees you earn minimum 1% cashback.

 

If you book tickets through Expedia consider Citi Expedia.

 

If you have MC version of Diamond Preferred you probably cannot PC into Citi Forward/mtvU without loosing its account history (since those two cards are using Visa). 

 

Stay away from TY/TY Preferred since its reward structure is inferior to plain 1% cashback cards.

 

Anytime your PC that requires changing transaction network (AMEX ---> Visa, MC ---> Visa, etc) a new account number would have to be issued; therefore the chance of loosing credit history.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
New Contributor
Posts: 50
Registered: ‎05-13-2011
0

Re: Citibank Product Change Possible?

I do have the MC Diamond Preferred. Looks like the way to go is to just sock drawer it. I like to use my rewards cards since I PIF each month. Thanks for the info though!
Established Contributor
Posts: 772
Registered: ‎08-02-2008
0

Re: Citibank Product Change Possible?


thobbs wrote:
I do have the MC Diamond Preferred. Looks like the way to go is to just sock drawer it. I like to use my rewards cards since I PIF each month. Thanks for the info though!

I also have the same Diamond Preferred and the options I've been given is the Thank You World MC or the AAdvantage Visa. I would be interested in PC to Visa Forward, but I'd lose my low Diamond APR. 

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.