Citibank and BoA CLI Partial Success!

[cutemarty1]

Went ahead and called the Citi Recon No for a CLI.  The lady asked me for my request. I told her 8500 for my vacation. Current line at 6700.  After 5minutes she told me I was partially approved for 7950! My highest line so far wohoo.  In about hour, I shall get a callback whether I got the 8500 Hoping I get it!!

Last month did the website CLI and got denied with a soft pull.

[cutemarty1]

just requested BoA CLI to 8000 from 3500 and got approved for only 5k! wohoo!  

[longhorn11]

Do you know if the BOA CLI was a hard or soft inquiry?

Congrats btw!

[fused]

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@longhorn11 wrote:

Do you know if the BOA CLI was a hard or soft inquiry?

Congrats btw!

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It has always been a soft pull for my wife.

[cutemarty1]

both were soft

Tried Home Depot for a CLI --- they said it's gonna be a hard pull so I said stop!

Discover too wanted an HP --- I said halt!

[frogfan12]

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@cutemarty1 wrote:

both were soft

Tried Home Depot for a CLI --- they said it's gonna be a hard pull so I said stop!

Discover too wanted an HP --- I said halt!

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LOL.

[cutemarty1]

LOL

Currently on the phone with chase now --- asking to increase CL from 4000 to 8000. Let's see what happens...........................

[Anonymous]

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@cutemarty1 wrote:

LOL

Currently on the phone with chase now --- asking to increase CL from 4000 to 8000. Let's see what happens...........................

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I have my fingers crossed for you!!

[cutemarty1]

4500 --- grrrrrrrrrr. they just upped it to 4500 from 4k  

[Anonymous]

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@cutemarty1 wrote:

4500 --- grrrrrrrrrr. they just upped it to 4500 from 4k  

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It's less than you wanted but at least you got something!  Every little bit helps the utilization.