@pip3man wrote:
There's always a downside to something good. Think about this instant update, someone has a $10k balance on their credit card with $0 in their checking account. They get on Citi, push a $10k payment that they don't really have, the available credit gets updated instantly, then go on a spending spree before Citi even gets a returned payment. It's a nice feature for us but very risky to the bank.
Lol that's easy to deal with. Close the person's account, charge them a returned check fee, and submit fraud charges against them.
