No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@jake619 wrote:
Looks like they removed THANK YOU from the card even though it earns the points and lowered the AF to 400. Maybe they wanted to differentiate it from the TY brand.
Yup this is what they exactly did. Gotta say its still a nice looking card
@jake619 wrote:
Your buddy would probably know more than anybody here if he knows about the Diamond's fate.
Yeah, but unfortunately, his information came in a text message prior to going out of the country. I figured I was big boy enough to do my own research.
@youngandcreditwrthy wrote:
Hope so.... Aren't those TY points similar to SkyPesos(Amex Delta)?
Personally, cash is king when it comes to rewards. Point systems are easily manipulated to reflect a creditor's financial position, which I do not want to be a victim of haha!
...no
SkyMiles aren't as valuable as many other airlines' miles because Delta doesn't offer as many 25000 mile rewards. So you could earn 25000 United miles and go somewhere, or earn 25000 SkyMiles and sit somewhere.
TY points are an issue because they change depending on what card you have. If you have a Forward, they might only be worth $0.00625, but [if you have a TY Preferred, they should be worth $0.01, even if you have a Forward]. If you have a TY Premier or a Prestige, they will be worth [$0.01 cash back,] $0.0133 on Citi's travel website.
[Edit: Grey bits redacted, red bits edited. I guess I was wrong - I could have sworn I read somewhere that Preferred and higher got a higher redemption tier, but I guess not.]
The only way to get one cent per point (cash) with Thank You Points is to redeem for a "mortgage payment" or "student loan". Statement credits and asking for a cheque result in one half cent per point.
I wouldn't be suprised if they got rid of the Diamond Preferred, thouh. In my opinion it's hideous and there is no real benefit to getting it. They could do away with the Simplicity aswell.
I have the Citi Diamond Preferred MC and I'm enjoying my 18 month 0% Apr on purchases and BT's. It says I have Thank You points. Anyways, I haven't heard a thing about the card being phased out. In any event, a new Citi card with benefits, I'd be happy to take!