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Citibank prequalify

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mongstradamus
Super Contributor

Re: Citibank prequalify


@Shock wrote:

@longtimelurker wrote:

 

How are you calculating that?  Also, as you say about churning, the attraction has been the bonus, not continued usage.  So 50,000 AA miles can be used for flights that cost several times the AF.


$5,000 spent times 2x miles back on AA flights = 100 bucks essentially.

 

The bonus is enticing I agree. But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time.


at the very least you can get 2 free flights an year anywhere in the US, its up to you if thats not worth it or not. 



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Skye12329
Valued Contributor

Re: Citibank prequalify

Citi pre-qual is confusing to me personally. Mainly because i have received mailers for (simplicity, diamond, TYP) for their lowest APR offered but for kicks and giggles i will check their website even though im not interested in them. It always comes up with just 1 card an the terms offered is different than the mailers.
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