Does anyone know the minimum fico for the Citibank secured credit card? How long does it take from application until you received a decision?
I was denied for the Citibank secured, took over a week for them to get back to me, and a week after that to return my funds for the secured deposit. I only have one cc open boa, no baddies in 4yrs. It would be great if Citi gave a response as quickly as they withdrew the funds.
I still don't understand that they can deny you a CD. Anyone????? At over 4% it is a good rollover it would seem.
Do you mean you need good credit to put your own money up.