City National Bank

[youdontkillmoney]

Anyone have any experience with City National Bank's credit cards?

https://www.cnb.com/lending/cards/individual/

[CreditUnionFan]

---

youdontkillmoney wrote:'

Anyone have any experience with City National Bank's credit cards?

https://www.cnb.com/lending/cards/individual/

---

I've not dealt with their programs. The cards are only offered in a few states, and you have to call in or apply in-branch.  "Credit cards offered in City National Bank offices only in the states of California, Georgia, Nevada, New York and Tennessee."

If you alrady bank with them, it might be worth looking into, but with the "points" there is little evidence what those points are worth, or worse yet what the value of those points when you cash out/redeem.

[Themanwhocan]

The City National Crystal card gives 3X points on airline, hotel, taxi, limousine, rental car, train, bus, gas, restaurant and fast food and takeout food dining purchases. 

However, when you redem the points, they are only worth 0.9 cents per point, unless you redeem 105,000 points (and that only gives you 0.95 cents per point). So that makes it a 2.7% cash back card.

BUT... after the first year, you have an annual fee of $400! They must be joking!

Perhaps you should skip this bank.

[longtimelurker]

---

@Themanwhocan wrote:

The City National Crystal card gives 3X points on airline, hotel, taxi, limousine, rental car, train, bus, gas, restaurant and fast food and takeout food dining purchases. 

However, when you redem the points, they are only worth 0.9 cents per point, unless you redeem 105,000 points (and that only gives you 0.95 cents per point). So that makes it a 2.7% cash back card.

BUT... after the first year, you have an annual fee of $400! They must be joking!

Perhaps you should skip this bank.

---

Well, that includes Lounge Club access of some sort.  But probably still a rip-off AF!