Cl increase

[Anonymous]

When you ask for one is it a hard inq?

[coldnmn]

Depends on creditor.

[Anonymous]

Each lender has their own policies regarding CLs.  So as @Coldnmn stated, it depends on each lender. Out of curiosity, which lender are you referring to?

[Anonymous]

Capital One

B of A

Walmart

[AverageJoesCredit]

Im pretty sure Boa are hps for any cli requested. Walmart is Sync so usually sps but on occasion can result in hard pull .from what i read here many Cap ones are sp, but not 100% sure. Cheers!

[Anonymous]

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@Anonymous wrote:

Capital One

B of A

Walmart

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Cap 1 - SP

BoA - HP

Walmart - SP

With all of these creditors you can ask via online account manager.

[UncleB]

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@AverageJoesCredit wrote:
Im pretty sure Boa are hps for any cli requested. Walmart is Sync so usually sps but on occasion can result in hard pull .from what i read here many Cap ones are sp, but not 100% sure. Cheers!

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+1   ^^^^ This exactly. 

I'll just 'chime in' to reaffirm that Capital One is indeed a SP as well.