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When you ask for one is it a hard inq?
Each lender has their own policies regarding CLs. So as @Coldnmn stated, it depends on each lender. Out of curiosity, which lender are you referring to?
Capital One
B of A
Walmart
@Anonymous wrote:Capital One
B of A
Walmart
Cap 1 - SP
BoA - HP
Walmart - SP
With all of these creditors you can ask via online account manager.
@AverageJoesCredit wrote:
Im pretty sure Boa are hps for any cli requested. Walmart is Sync so usually sps but on occasion can result in hard pull .from what i read here many Cap ones are sp, but not 100% sure. Cheers!
+1 ^^^^ This exactly.
I'll just 'chime in' to reaffirm that Capital One is indeed a SP as well.