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Established Member
ShallRecoverIt
Posts: 16
Registered: ‎04-14-2012

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

Ahh yes, how true.

 

This is also the case when it comes to a company charging you money versus refunding money back to you. :smileywink:

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Learning_Tee0225
Posts: 87
Registered: ‎04-08-2012

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

haulingthescoreup - beyond funny and so true!


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GoodCredBen
Posts: 1,510
Registered: ‎10-25-2011

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

HAHAHAHAHAH


ctb89 wrote:

You know you're a nerd when you read that and think "The DoD definitely has 10Gig-E fiber..."


HAHAHAHAHAHA i totaly thought the same thing.... I said to myself "That really isnt that fast, i can assure you the DoD has at LEASE 100Gb Optical connection if not 1Tb (1 Terabit) Fiber connections lol......."

 

then i read your post and it made me chuckle again! 

 

I work for one of the top 5 comp companies lol ... and well yeah ... i r teh smerts bout compoopers 

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tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Classic TheNewWorldMan: How the credit bureaus update your reports


FairCredBen wrote:

HAHAHAHAHAH


ctb89 wrote:

You know you're a nerd when you read that and think "The DoD definitely has 10Gig-E fiber..."


HAHAHAHAHAHA i totaly thought the same thing.... I said to myself "That really isnt that fast, i can assure you the DoD has at LEASE 100Gb Optical connection if not 1Tb (1 Terabit) Fiber connections lol......."

 

then i read your post and it made me chuckle again! 

 

I work for one of the top 5 comp companies lol ... and well yeah ... i r teh smerts bout compoopers 


 

That, of course, was the point -- part of the humor of the post. But I agree that it would take a geek to catch it! Gotta love inside jokes. :smileywink:


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GoodCredBen
Posts: 1,510
Registered: ‎10-25-2011

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

well point was that 256 megabits is SLOWWWWWWWWW

 

and i thought to myself, how could it write so fast on such a slow connection, then i finished reading and laughed ....

 

me = fail :smileytongue: 

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tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Classic TheNewWorldMan: How the credit bureaus update your reports


FairCredBen wrote:

well point was that 256 megabits is SLOWWWWWWWWW

 

and i thought to myself, how could it write so fast on such a slow connection, then i finished reading and laughed ....

 

me = fail :smileytongue: 


 

Yeah, we're both basically saying the same thing. :smileyhappy:


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New Member
TCGT
Posts: 1
Registered: ‎07-25-2012

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

Very true.

I paid off my Capital One credit card online on the 13th of July my billing cycle ends on the 22nd....I looking to make a major purchase and I have become frustrated that its taking so long to update. Generally Cap 1 info is on my TU CR buy the 26th of the month at the latest!

 

TCGT

Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008

Re: Classic TheNewWorldMan: How the credit bureaus update your reports


haulingthescoreup wrote:

From 5/1/2007 (this is the full text, despite the ellipses at the end):

 

 

TheNewWorldMan wrote:


Remember that credit bureaus use different methods to receive and process good versus bad credit information.

Information that would negatively affect your credit rating--like a late pay or charge-off--is instantly beamed from the creditor to the agency via Department of Defense 256-megabit fiber optic lines and written to their servers in 8.6 milliseconds.

Information that would positively affect your credit rating is scribed onto scrolls in special ink by Gregorian monks, which are then painstakingly illuminated. The Credit Scrolls are then placed onto camel caravans which wind their way to the credit bureau headquarters by way of Marrakesh, Dubai, and Tripoli. Once the caravan reaches Equifax, Experian or TransUnion, the scrolls are then laid out in the sun for a week so that the special ink can be read. (Note that the weather around the credit bureau headquarters is notoriously gloomy, like FICO itself, so finding seven consecutive days of sunshine can be quite an ordeal in and of itself.) Only then can the information finally be encoded into your credit files...


I miss you, hauling!

(Sniffle)

 

 

:smileysad:

 

 

 

 

 

Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

[ Edited ]

So true I have one account I closed back in Feb of this year and the creditor has yet to report it has closed.  The last update was in December of 2011.  Another Creditor has been reporting a closed account since 1997 and that account was closed with a 0 balance and in good standing.  Sometimes I just don't get the logic that these banks use.

 

At anyrate its not hurting me so I suppose it does not really matter.

 

 

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rjohson
Posts: 11
Registered: ‎06-14-2012

Re: Classic TheNewWorldMan: How the credit bureaus update your reports

thay was funny i almost believed it


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