08-23-2012 05:51 PM
After being denied for AMEX Zync and Costo True Earnings cards, my denial letter listed my Teletrack report being one on the reasons. I requested my report in July and found out today the report is now EMPTY!! They even removed something that was accurate !! This is one hurdle I was afraid off but now it's gone! Now I'm in the garden and getting my UTL down! Hopefully I'm approved in 6 months.
08-23-2012 10:12 PM
I was declined previously for two items on my Teletrack. I froze my report and applied again, and BAM!! Approved for Preferred Rewards Green card. If its been more than 30 days since your decline, you can app for it.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO