Credit Cards

[trumpet-205]

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brother7 wrote:

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webhopper wrote

Use your PayPal Extras MasterCard

to get 2x points for all your PayPal and eBay purchases.

3x points/ $1 spent on Gas & Restaurants

2x points/ $1 spent on PayPal & eBay

1x points/ $1 spent on all other MasterCard purchases

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Thank you webhopper for making me aware of this card. I've been using either Costco Trueearnings or Chase Amazon which are only 2% cash back at restaurants. Since I dine at restaurants a LOT, you may have just given me a reason to step out of the garden. 

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STOP Right away. PayPal points are subjected to frequent fluctuation. Its points typically worth 0.5 cent to 0.8 cent. Sometimes PayPal have 1:1 redemption on gift card during holiday (which just expired couple weeks ago btw), but most of the time it is less than 1 cent.

Your Chase Amazon is FAR better than PayPal MC.

[distantarray]

i really wish they would actually SPIT out how much things are worth...... that's why I like Chase 1 point always = 1 penny no matter what, even Amex is being wierd with the members mall =\

[Imua]

if it's consistent points for groceries and gas, i would suggest the BofA Americard CashRewards

1% on purchases with the card

2% on groceries

3% on gas

no fluctuating categories

and if they still have the purchase $500 within 90 days and get $100 bonus offer, that's an extra enticement

i just got the 1-2-3- card at the end of September, purchased $500 within the first month, and already (as of yesterday) have my $100 bonus

(deposited into my bank acct).

good luck in choosing a card that's right for you

PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category

[distantarray]

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Imua wrote:

if it's consistent points for groceries and gas, i would suggest the BofA Americard CashRewards

1% on purchases with the card

2% on groceries

3% on gas

no fluctuating categories

and if they still have the purchase $500 within 90 days and get $100 bonus offer, that's an extra enticement

i just got the 1-2-3- card at the end of September, purchased $500 within the first month, and already (as of yesterday) have my $100 bonus

(deposited into my bank acct).

good luck in choosing a card that's right for you

PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category

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No thanks I have BOA and the 1-2-3 card is subpar to my BCP and even BCE I also got $150 for spending $1,000

I also have a CostCo Amex now at 4% gas off any gas station including CostCo , and Freedom, Sapphire etc lol

[webhopper]

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distantarray wrote:

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Imua wrote:

good luck in choosing a card that's right for you

PS - the only time i will use another card for gas is when chase freedom again offers their 5% for gas category

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No thanks I have BOA and the 1-2-3 card is subpar to my BCP and even BCE I also got $150 for spending $1,000

I also have a CostCo Amex now at 4% gas off any gas station including CostCo , and Freedom, Sapphire etc lol

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Hey guys... my suggestions were based on the OPs scores. I'm not sure she should app for BCE with no prior amex relationship... Definately I tried to give some options that.required good but not excellent credit. Thanks for the info about those paypal points... I didn't know what point value was on the exchange of points for cash.equivalent. I love my amazon visa.... I still think its an excelled card to carry. I don't know much about citi cards so I cant really speak to the forward or other cards.

[KausticRage]

OP is a he 

The plan is to go to Walmart and app in store.  If I am approved I will try for the PRG then Chase Amazon if the Amex is approved.

[webhopper]

Good luck! Let us know how it turns out!

[KausticRage]

Woohoo so far im batting 1 for 1. Just apped in store at Walmart and got approved for $1600 after i had to call in verify some info although i forgot to ask if it was a Discover . On to the next one when i get home.

[webhopper]

Whoo hoo! That's great! Good luck on the next one!!

[KausticRage]

Not a bad app day   Got instant denial on the Amex due to the SL not showing positive yet.  I tried the recon line and todl them they are current and I have documentation to prove it.  They will reconsider once I fax over the docs that show im current.  The Amazon card was approved for $1000 and the DW was bugging for a VS card and I was approved for $750.