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Valued Contributor
Posts: 1,291
Registered: ‎05-13-2010
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Re: Close Rewardzone card?

 


Wolf3 wrote:

 


austinguy907 wrote:

I have a HSBC AMEX and have never seen the CFC comment pop up on my reports here or in other sites.  Maybe call the CRA's and ask them directly?  Maybe FICO took a dump and needs to get flushed or something?  Just keep using and paying your cards to show activity and your score will break the barrier.  I wouldn't worry about it.  I've been stuck between 700-720 on EQ for ages now and 700-729 on TU.  Maybe take out a new installment loan for a large purchase to balance your account mix? 


How do you get an HSBC AMEX?

 


I believe that is an invitation only card.

 

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $12.1k/11.99% | Amex BCE - $20k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $21.5k/11.99%
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Frequent Contributor
Posts: 318
Registered: ‎03-03-2008
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Re: Close Rewardzone card?

I applied for it on their site.  It had the lowest top end APR (15.x% vs 19.x%)  of all their offerings at the time and they no longer offer it.  It's now serviced through Direct Merchants Bank. 

7/27/2015 - Discover EX 744 / AMEX EX 742
4/16/2015 Mortgage pulls 719 EX / 729 TU / 703 EQ
Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
Scores by lender (Mortgage) 4/25/11: EQ 705 / EX 743 / TU 735

Combined CU CL's - 79K (lower rates / higher limits)
Combined Bank CL's - 32.5K (higher rates)
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