I have a HSBC AMEX and have never seen the CFC comment pop up on my reports here or in other sites. Maybe call the CRA's and ask them directly? Maybe FICO took a dump and needs to get flushed or something? Just keep using and paying your cards to show activity and your score will break the barrier. I wouldn't worry about it. I've been stuck between 700-720 on EQ for ages now and 700-729 on TU. Maybe take out a new installment loan for a large purchase to balance your account mix?
How do you get an HSBC AMEX?
I believe that is an invitation only card.
BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |