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Established Contributor
improvingmycredit
Posts: 966
Registered: ‎07-12-2011

Re: Close and app? Close and don't app? Don't close?

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‎12-19-2012 08:32 PM

Creditaddict wrote:

Did USBank take those accounts or sell them to BofA? I can't remember... but either way I thought many had luck with product changing this after the move to whichever bank it was.

Hey FB! 

Product Change. JMHO. :smileyhappy:

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 783 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

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Valued Contributor
Dustink
Posts: 2,366
Registered: ‎10-02-2012

Re: Close and app? Close and don't app? Don't close?

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‎12-19-2012 09:55 PM

Talk to the right person. They will PC to Cash+.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Frequent Contributor
FutureBillionaire
Posts: 419
Registered: ‎12-12-2012

Re: Close and app? Close and don't app? Don't close?

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‎12-20-2012 07:20 AM

That's the problem. I already have the Cash +.  When I look at the site, the flexperks rewards seems to be the only other card worth shooting for.  I will try one more time to PC today. If I can't, I will use it for balance transfers.  I don't want to lose the history of the card.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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Valued Contributor
Dustink
Posts: 2,366
Registered: ‎10-02-2012

Re: Close and app? Close and don't app? Don't close?

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‎12-20-2012 08:26 AM

In my opinion the flexperks sig is better than the cash plus. Go for that card if you are a pretty good spender. 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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