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Here are my current revolving accounts:
5/2012 - Capital One secured MC (closed 5/2013)
8/2012 - Fingerhut $950
10/2012 - SDFCU secured Visa $500
11/2012 - Target $500
11/2012 - Walmart $900
11/2012 - Amazon $1050
11/2012 - JC Penney $400
11/2012 - Old Navy 350
11/2012 - PayPal SC $600
11/2012 - NFL Visa $2000 ---- current balance $890. will be paid off next month.
11/2012 - ACFCU Visa $1000 ---- have $60 EFT monthly
How badly would it hurt my credit if I closed 2 more credit cards, Fingerhut and SDFCU? After paying the NFL Visa off next month, it's joining the other cards in the SD. My son is an AU on the NFL Visa, so it will be used for an occasional trip to the grocery store for me.
IMO
I would close fingerhut and leave everthing else open. GE cards grow with you.
I agree that Fingerhut and SDFCU should be on the chopping block... but not quite yet.
I am going to assume there are no AF on these 2 cards... if this is the case I would wait until the end of this year to close them, simply to have a full year under your belt on these cards. If there IS an AF and the companies won't waive it, then close them.