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forceedge99
Contributor

Close please =]

Today was my 61st day. It is now 2:12 in the morning so I figured I give it a go.

Then I et a reply stating I was denied because it wasn't 60 days.

My account was opened may 8th and it is now July 8th (2:12am) which is the 61st day.

Couldn't sleep so I figured I'd give it a go. Get denied. Is it because I did it so early in the morning?

Am I able to try again or do I have to wait another 60 days?

BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]
Message 1 of 15
14 REPLIES 14
dodfire
Valued Contributor

Re: Denied Amex 3x credit limit increase?

You might be off a few hours due to time zones. That happened to me, I missed it by 1 hour, LOL.......You can try again no problems, no need to wait 60 days.

*8/10/13
Message 2 of 15
forceedge99
Contributor

Re: Denied Amex 3x credit limit increase?

Ah damn. Didn't even think of that. I was wondering because on the denial letter it said July 7th lol. It's July 8th over here in New York. Ill just try in the morning.

So I don't have to wait another 60 days right?
BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]
Message 3 of 15
dodfire
Valued Contributor

Re: Denied Amex 3x credit limit increase?


@forceedge99 wrote:
Ah damn. Didn't even think of that. I was wondering because on the denial letter it said July 7th lol. It's July 8th over here in New York. Ill just try in the morning.

So I don't have to wait another 60 days right?

No, you should not have to wait.....as I said, I got the same thing and on the denial it was the day before. I realized it was the time zones. I waited an hour and it worked like a charm!!

Keep us updated when you get your increase in the morning!!!

*8/10/13
Message 4 of 15
Repo-ed
Senior Contributor

Re: Denied Amex 3x credit limit increase?

When did you activate the card?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 5 of 15
forceedge99
Contributor

Re: Denied Amex 3x credit limit increase?

Just got approved. When I applied it wasn't the 61st day in their time zone. Just applied this morning and got approved!! Smiley Happy
BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]
Message 6 of 15
Blu3
Valued Member

Re: Denied Amex 3x credit limit increase?

Yea I had the same thing happen to me I was assuming because it was the weekend.....But I just tried it and got approved.

| NFCU Platinum Visa 14K | NFCU NavCheck 13.5K | AMEX BCE 9.6K |
| USAA Rewards Visa 7K | USAA Cash Rewards Visa 7K | Discover it 1.5K|

NOV 2013 TU -739 EQ - 709 EX - 739
Message 7 of 15
dodfire
Valued Contributor

Re: Denied Amex 3x credit limit increase?

Congrats!!!!!!

*8/10/13
Message 8 of 15
Gunnar419
Valued Contributor

Re: Denied Amex 3x credit limit increase?

Also remember that it isn't the61st day since you were approved. It's the 61st day since ACCOUNT ACTIVATION. For me, that was the day Amex set up my account online and allowed me to log in (even before I received my card). It was a few days after approval.

 

Message 9 of 15
OptimalCS
Frequent Contributor

Re: Denied Amex 3x credit limit increase?


@Gunnar419 wrote:

Also remember that it isn't the61st day since you were approved. It's the 61st day since ACCOUNT ACTIVATION. For me, that was the day Amex set up my account online and allowed me to log in (even before I received my card). It was a few days after approval.

 


Thanks for adding that. 54 more day to go for meSmiley Wink

"Wisdom is the principal thing..."
Message 10 of 15
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