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@Anonymous wrote:from one fan to another!
Good to know theres another mjbfan on the forum
anythingispossible09 wrote:
Thanks for your many posts, they are always so informative.
Welcome i think we all are here to help each other.
@smallfry wrote:What's a debit card?
That's a little plastic card I carry in my wallet that never runs out of money and doesn't cost me any interest either.
@Imhotrodcrazy wrote:That's a little plastic card I carry in my wallet that never runs out of money and doesn't cost me any interest either.
lol
@Anonymous wrote:
@Anonymous wrote:Why are you anticipating a score hit? If you're carrying balances and it affects your utilization, you may see a hit. Otherwise, no.
I actually got a little bump
What cards did u close.
GEMB JCPenneys and GEMB were coded as consumer finance accounts. I closed them both. Still have GEMB Dillard's, which is coded as a Dept. Store Card - I'll probably close it at some point when I pick up another bank card, but it's just fine for now.
Thanks Hauling! I am really starting to understand that in this whole credit mess, I have options and I don't have to deal with crappy banks and their crappy cards. Really, what can buy in American Eagle without going over my puny $150.00 CL? A pair of jeans and a sweatshirt would almost max out the card! LOL
I was approved for a Macy's store card in March of 09 with a CL of $100. Fast forward a little over a year and my CL is over $2000 AND I was approved for the Macy's Visa, around the same time, I was approved for the Victoria's Secret card, even though that limit is $1010.00 (weird number I know), when I opened the account my CL was only $300.00. These are examples of cards that have worked for ME, not the other way around, so these are definately my keeper store cards.