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Closed CCs and dropping inqs

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youngandcreditwrthy
Senior Contributor

Closed CCs and dropping inqs

So,
Im proud of myself for closing 5-6 cards, cutting $30k+ in credit,
And now three more inqs have dropped:-)
Only have 5 inqs across the board now!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 8
7 REPLIES 7
myjourney
Super Contributor

Re: Closed CCs and dropping inqs


@youngandcreditwrthy wrote:
So,
Im proud of myself for closing 5-6 cards, cutting $30k+ in credit,
And now three more inqs have dropped:-)
Only have 5 inqs across the board now!

You're doing a wonderful job bravo

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
FocusedAndDetermined
Senior Contributor

Re: Closed CCs and dropping inqs

Good job!

Message 3 of 8
RockinRay
Valued Contributor

Re: Closed CCs and dropping inqs

Yes, closing / cutting is a great feeling!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 4 of 8
youngandcreditwrthy
Senior Contributor

Re: Closed CCs and dropping inqs

Thanks you guys! Feels good to have choices!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 8
zerobacan
Established Contributor

Re: Closed CCs and dropping inqs

Im axing 200 jcpenny and 200 citi gas card this week... share your closing power here please
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 6 of 8
enharu
Super Contributor

Re: Closed CCs and dropping inqs

grats.

I think you are doing yourself a big favor in the long run.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 7 of 8
youngandcreditwrthy
Senior Contributor

Re: Closed CCs and dropping inqs

Congrats at zerobacan! I closed my JCP too! Was a good card lok
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 8
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