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Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Closed First Premier

 


Wolf3 wrote:

vish1 wrote:

 


Wolf3 wrote:

vish1 wrote:

I was wondering what to do with that piece of plastic now, here is my suggestion (applies to all orchard, FP cards):

 

  • Go to a store like crate & barrel and get a good knife
  • Cut the card into atleast 100 small pieces and then use a hammer to bang the pieces a few times
  • Pack them all very carefully into a plastic bag and seal properly (re-verify that you din't drop any pieces anywhere at your home)
  • Carefully carry the bag to your car and drive atleast 1 mile in any direction
  • Find a trash can and dump the plastic bag containing the pieces of the card
  • Go back home and take a deep breath (dancing for a few minutes is not a bad idea either)

You should frame it.    it is like art in a way.   You paid a lot for it.  It has no utility value.    Smiley Wink


I got no FP/Orchard, this was a suggestion for OP.

 

 

I just realized now, that I did not make myself really clear. Smiley Happy

 


 

 

I think putting Orchard with FP is not reallly fair.   FP is far worse with it fees.   Orchard is a decent starter card for people with bad credit.    IMO, there is no justification for getting FP card now.    


 

I agree, my process should be called designed for FP, may work on some orchards too. Fair?

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Established Member
Posts: 12
Registered: ‎08-19-2009
0

Re: Closed First Premier

Congratulations on dumping FP,  This is one of the best milestones a person can reach, in my opinion.   Having a FP card made me a religious person, only because I hope there is a Hades their mercenary souls can be consigned to for eternity, an eternity of 78% interest and charges to pay  their own bill.


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Current Score: EQ 688 TU707 EX (fakko)703
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Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0

Re: Closed First Premier

 


wiilbur wrote:

Congratulations on dumping FP,  This is one of the best milestones a person can reach, in my opinion.   Having a FP card made me a religious person, only because I hope there is a Hades their mercenary souls can be consigned to for eternity, an eternity of 78% interest and charges to pay  their own bill.


 

Hahaha...This cracked me up!

 

FP has accomplished what not even years of conflict and enduring spiritual debates could not--push the individual dissenter into the arms of organized religion.

Established Member
Posts: 12
Registered: ‎08-19-2009
0

Re: Closed First Premier

who said religion has to be organized?.  Myself, i prefer the spiritual aspects of chaos,   much like trying to make sense out  of the terms of  of a FP account.  or waiting for a random miracle, like a cli from FP!


Starting Score: EQ623 TU 632 EX ??
Current Score: EQ 688 TU707 EX (fakko)703
Goal Score: 720


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Moderator Emerita
Posts: 3,090
Registered: ‎08-09-2008
0

Re: Closed First Premier

 Smiley Happy
Rollercoaster_84 wrote:

I finally got rid of First Premier. I was stuck at a $250 limit, and the fees were just ridiculous. They offered to pay the fees for six months or whatever, but I decided to go ahead and get out while the gettin' was good. It feels good to ditch that card.


CONGRATS!!! I'll bet it feels really good!

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New Contributor
Posts: 66
Registered: ‎02-01-2011
0

Re: Closed First Premier

I wish I could get rid of this card as well. Unfortunately my score is not very good right now and will have to wait this out. My interest is only 9.9% on my card but the monthly fee and annual fee make this card a pain to use. I have had the card for 14 months now with perfect payment history. Hopefully when I reach the 600's I can get a better card and dump these guys.


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Established Member
Posts: 35
Registered: ‎02-23-2010
0

Re: Closed First Premier

I closed two FP cards this year also, it feels good doesn't it? Next on the list is Orchard Smiley Very Happy

Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
0

Re: Closed First Premier


madratmedia wrote:

I closed two FP cards this year also, it feels good doesn't it? Next on the list is Orchard Smiley Very Happy


GOOD FOR YOU.   I closed mine the day I got it.

 


madratmedia wrote:

I closed two FP cards this year also, it feels good doesn't it? Next on the list is Orchard Smiley Very Happy


 

 

I never thought Orchard was so bad though.  Gave auto

CLIS.  Lot better than HSBC card.

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Closed First Premier

 


wiilbur wrote:

who said religion has to be organized?.  Myself, i prefer the spiritual aspects of chaos,   much like trying to make sense out  of the terms of  of a FP account.  or waiting for a random miracle, like a cli from FP!


 

 

Eris would be very amused! Smiley Wink

 

 

To the OP... congrats on dumping FP! I can't wait to do the same!!!


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Contributor
Posts: 107
Registered: ‎09-18-2009
0

Re: Closed First Premier

About to close mine in another day or two. Just waiting for my balance to update. Feels good to finally get rid of this starter card!

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