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Closed Total Rewards tonight

Community Leader
Super Contributor

Closed Total Rewards tonight

Due to how flaky comenity been recently I closed my Total Rewards card tonight with a 10.5k CL... Leaving my Virgin America open though.  I closed it on my own terms vs. possibly having them do it.. Also lower my total available credit which is good as well at least for meSmiley Happy..  Cutting up card now!

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 1 of 18
17 REPLIES
Senior Contributor

Re: Closed Total Rewards tonight

Good move, CC. Wish I could close mine now as well, but will probably be late this year or early next.  Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 2 of 18
Senior Contributor

Re: Closed Total Rewards tonight

  Good decision CC. 

When you help yourself, you feel good. But when you help somebody else get back on their feet, it’s a high that no chemical drug can ever match. It’s the greatest high in the world. It’s addictive, it’s contagious, and the world needs more of it.

Message 3 of 18
Super Contributor

Re: Closed Total Rewards tonight

Good choice. It seems like a pretty "meh" card anyway unless you are staying at the properties a ton. Otherwise, meh. No loss.

Message 4 of 18
Community Leader
Super Contributor

Re: Closed Total Rewards tonight

Thanks all... Small weight lifted off my shoulder as don't have to stress about a possibly shut down.. Although unlikely, was not fun having a card that one is scared to use due to all the AA stuff they have been doing to some people whether it is one account with them or many.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 5 of 18
Senior Contributor

Re: Closed Total Rewards tonight


kdm31091 wrote:

Good choice. It seems like a pretty "meh" card anyway unless you are staying at the properties a ton. Otherwise, meh. No loss.


Since it's possible to get the card down to 13% APR, and it does have somewhat frequent 0% balance transfer offers for 18 months, it's not exactly "meh", but there are better cards out there. Comenity isn't worth the risk, as well. They are too unpredictable. Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 6 of 18
Senior Contributor

Re: Closed Total Rewards tonight


CreditCuriousity wrote:

Thanks all... Small weight lifted off my shoulder as don't have to stress about a possibly shut down.. Although unlikely, was not fun having a card that one is scared to use due to all the AA stuff they have been doing to some people whether it is one account with them or many.


+1. I feel the same way.



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 7 of 18
New Contributor

Re: Closed Total Rewards tonight

Did they question you about the closure at all? Seems like they'd be concerned about losing a valuable customer. Or at least wonder the reasons?
TU 640, EX 625, EQ 620.....One day at a time! Smiley Happy
Message 8 of 18
Senior Contributor

Re: Closed Total Rewards tonight


Love325 wrote:
Did they question you about the closure at all? Seems like they'd be concerned about losing a valuable customer. Or at least wonder the reasons?

Hopefully he completed it on the automated line and did not speak with a live person. Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 9 of 18
Valued Contributor

Re: Closed Total Rewards tonight

Jon well done CC. I closed my Express last month. Wasn't using it. !!!

Message 10 of 18