Closed Victoria's Secret, CK shows whole account as removed :-0

[zsepthenne]

I closed my VS and when I popped in to check my Credit Karma not only did it show one entry for the account having been closed but another as account removed from credit report. Wtheck?! The account was 1yr 3months old. Will this hurt my score and AAoA?

[Anonymous]

I believe CK has similar issues and problems like this for some people occasionally. If you go directly to Transunions website and check your report (intiate a dispute and check it for free, then cancel) the account is likely still listed there No need to panic

[zsepthenne]

Ok good! That really threw me. I really like having the history as I've got a thin file regarding new accounts in good standing. I have last years # for a report, will that work to check also?

[Anonymous]

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@zsepthenne wrote:
Ok good! That really threw me. I really like having the history as I've got a thin file regarding new accounts in good standing. I have last years # for a report, will that work to check also?

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hmm good question. I dont believe so. I use that method with Experian and it refreshes on a daily basis with no problems but I believe with TU and EQ the report number you have will only pull up the information from that specific date. You could certainly try it first

[DiabolicallyRandom]

CreditKarma only factors and shows open accounts.  Thats one of the reasons it can be so useless.

[Anonymous]

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@DiabolicallyRandom wrote:

CreditKarma only factors and shows open accounts.  Thats one of the reasons it can be so useless.

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Either CK considers me a special case or this isnt true for everyone. It lists all of them for me in a row. Total Accounts, Open Accounts, Closed Accounts

[zsepthenne]

I try to take their info with a super small grain of salt but I've never seen it show "account removed" . It just showed account closed for my Express.
I'll check my real reports when I get home.

[Anonymous]

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@Anonymous wrote:

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@DiabolicallyRandom wrote:

CreditKarma only factors and shows open accounts.  Thats one of the reasons it can be so useless.

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Either CK considers me a special case or this isnt true for everyone. It lists all of them for me in a row. Total Accounts, Open Accounts, Closed Accounts

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Me too.  Open and Closed accounts show on mine. 

[Luscher]

NEVER TRUST CK

[newhis]

More than a month ago CK reported that my DW's report drop some INQs and they report she only has 2. In reality she has 6 INQ, 4 of them are going to be 1 year old next month, so still a long way from a real drop.

CK is nice to have, but don't trust all the changes they report, cards they offer or the scores.