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Closed another sub-prime card

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rtw
Established Contributor
‎02-14-2013 08:33 AM
‎02-14-2013 08:33 AM

Closed another sub-prime card

Happy to say I closed my 3rd sub-prime card today!!!!! Finally got rid of Credit One Bank. I would have done it last year when I closed Merrick and a Household Bank Card but COB agreed to waive my AF for 6 months. I still have 2 sub-prime left in the stable, an HSBC card opened in 2007 with a 2.5K cl and a Housebank Card opened in 2002. I'm trying to see if any changes will occur to those accounts now that they are Capital One. If not, they'll be closed too when the AF is due.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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RashShakur
New Contributor
‎02-15-2013 11:27 AM
‎02-15-2013 11:27 AM

Re: Closed another sub-prime card

Good for you!! Chop them up one @ a time, as they have served there purpose!

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burntreality
New Contributor
‎02-15-2013 12:23 PM
‎02-15-2013 12:23 PM

Congratulations to you.  I just closed my Credit One Card...

Congratulations to you.  I just closed my Credit One Card today and it was an amazing feeling.  

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
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