I can't say for certain whether automated scoring systems will evaluate the reason statement for purposes of scoring. Manual reviewers may lift an eyebrow when they see it though.
Crypto currency has been a favorite of unscrupulous individuals in their extra legal labors. From money laundering, to manufactured spending, to theft, and more. Because of this, and other reasons, the exchanges like Coinbase highly recommend you check with your financial institution FIRST before using accounts in connection with crypto currency.
In most cases it's so that people can get their money out of the exchange. Though it's also to ensure you're not screwed by funding them either. Keep this in mind in conjunction with your other accounts.
