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Anyone had any accounts closed for inactivity? Almost tempted to apply for something like Priority Select which gives me 4 free nights at Holiday Inn first year sign on bonus, has 0% foreign transaction fees and best part is you get a free night every year... I'm just debating on a sock drawer card and using it every once in a while for like a pack of cigarettes to keep it active =x
I have not used my CreditOne card for months and it's still open. Also my parents have a green Amex from 1990 I believe and have not used it from getting a PRG in 2010 that I was able to talk them into as I also had the green and get many more points with the PRG. It's still open in good standing.
@twelfthjoe2 wrote:I have not used my CreditOne card for months and it's still open. Also my parents have a green Amex from 1990 I believe and have not used it from getting a PRG in 2010 that I was able to talk them into as I also had the green and get many more points with the PRG. It's still open in good standing.
big difference between subprime card like CreditOne which doesn't offer anything, and Charge cards which has an Annual Fee.
The rooms at Holiday Inn Express etc run over $120 a night here usually, so the $49 annual fee is fine, i'll get a free hotel stay every year + 4 for the first year. I dunno after my garden is bloosomed a lot i might go this route to never pay for a hotel room lol
It'a usually years before a creditor will take action. I was concerned my Walmart Discover card would be closed b/c I've had the card for two months and it has NO activity. I'm trying to figure out what I should charge to it just to say its HAD activity. Maybe charge something like a few bucks or so. I really only have it for the free FICO. Lol.