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I needed it (FRN MC) more last year. I have added several prime cards since then, with limits and rewards both higher in my favor. The thing with shell stations is they are out of my way to find one that offers the rewards network (not all do). So, goodbye. Its true my profile and income don't dictate huge CLI, but zero bumps feels like no progress as well. Personal total available credit probably weighs more than with this single bank exposure. I'm >2x income still.
Youre totally right. 20 years ago we had a lot less people to compare our stats with, so when you had a glimpse of a family member or coworker having baby limits, you knew they deserved em LOL. And then 2002-2009 myself and many of us in 30s and 40s I had great credit and was treated w/auto CLI all the time anyway, didnt care. If a limit was weak, use something else.