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I am happy I closed my account with US bank they would not let me get a unsecured card even after I met the new requirments score wise and removed a baddie. Oh well got Capital One 1,500 journeys unsecured. Now send me my check US bank!
Congrats. but was that your oldest account?
hmmm
Even if it is the oldest acount, it will remain on the reports for 10 years. The only thing to be immediately affected would be utilization.
No my capital One secured card is my oldest account I did have the card for about two years maybe more but I realize I do not want to keep paying a AF plus the card had no rewards.
Yes it will stay on 10 years but aa of a is affected. but his siggy says it all. it is so low. it will not hurt util.
@taxi818 wrote:Yes it will stay on 10 years but aa of a is affected. but his siggy says it all. it is so low. it will not hurt util.
Yes, but AAoA won't be affected until 10 years from now.
@jsucool76 wrote:Even if it is the oldest acount, it will remain on the reports for 10 years. The only thing to be immediately affected would be utilization.
+1
closed accounts stay on Credit reports for upto 10 years, its only FAKO scores that don't count closed accounts.