@SSA_2013 wrote:
@WLRK11 wrote:Whew! And, thanks!
I was 30 days late 3x (Aug 2011, Mar 2011, Nov 2010) on a private student loan.
12/2010 is closed on EX (unpaid)
2/2012 is closed on EQ (unpaid $4k, but showing $7.5k with "interest")
5/2012 is closed on TU (paid)
5/2012 is closed on EX, but open on EQ (paid)
8/2012 is closed on TU (paid)
8/2012 is closed on EX, but open on EQ (paid)
Wow! I guess that I've never taken the time to list them all out. I wouldn't give this person a CL increase either. Haha!
Any good links for goodwill letters? (I'm optimistic about the paid collections.) I'm planning on writing PFD on the exisiting collections except the $4k. Not sure about that one yet.
Should I be concerned about the variances across EX and EQ? (i.e. closed and open)
Honestly, I would be more optimistic with PFD on the unpaid accounts. Since they appear to be somewhat new they are more likely to delete the accounts if they get some money. If the accounts are already paid they really have no motive to help you (unless you get someone nice to help you).
Thanks for the honest advice! I"m sure that the GW removals will require many attempts.
