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Established Member
high_lander
Posts: 38
Registered: ‎01-09-2013

Closed my low CL Cap One card.

Good riddance. It wasn't going to grow.


Starting Score: 590
Current Score: TU 712 EQ 704 (both from myFICO)
Goal Score: 850


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Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Closed my low CL Cap One card.

well congrats! 

on too bigger and better things.

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
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Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Closed my low CL Cap One card.


high_lander wrote:

Good riddance. It wasn't going to grow.


A lot of members including myself got CLI on our Cap One through the Executive Office, did you not want to try that route? 


$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
CreditJim
Posts: 271
Registered: ‎09-17-2012

Re: Closed my low CL Cap One card.

Yep. I would've tried the EO route. My low-limit Cap One I'd had for almost 6 years is now a Venture World Mastercard. It's like having a completely new card, without any hard pull.

Barclays Arrival Plus WEMC $17.2k | Citi Executive AA WEMC $15k | Quicksilver World MC 15k | SWACU Visa $15k | Amex Business Platinum | Amex PRG | Amex SPG $3.5k | Spark Visa $8k | Chase BA Visa Sig $7.5k | Chase Freedom $4.5k | Citi AA World MC $2k | Quicksilver MC $5k | Lowe's Store $17k | Walmart Store $3300 | Amazon Store $2500 | J Crew $2600
Regular Contributor
Give_Me_Credit_Please
Posts: 235
Registered: ‎12-11-2012

Re: Closed my low CL Cap One card.

I have Cap1 secured for about 1 year now and haven't received any cli nor any unsecured offers. I tried calling EO and it was a waste of time. Thinking about cancelling my cap1 as well.

Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Closed my low CL Cap One card.

Moving on to better things! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
New Contributor
Phizzle
Posts: 69
Registered: ‎01-15-2012

Re: Closed my low CL Cap One card.

There has actually been a lot of success around here with e-mailing the executive office, myself included. I was able to get annual fees waived permanently on two of my cards, and that was all I requested. Unfortunately, their secured cards seem to be sticking to the need for an extra deposit for cli.

Cap One may still need work in several areas dealing with the customer, but they do seem to be working on revisiting their policies. Don't give up on them yet!
Established Member
ali5541
Posts: 31
Registered: ‎08-08-2012

Re: Closed my low CL Cap One card.

I had two Cap1 cards. Weirdly enough, when I did close my secured card ($201 limit) my FICO score jumped 30 points.....I really don't know why. But hey, whos complaining?

 

I got a CLI from the execs office on the second one.


Current Score: 660 EQ 651 TU 677 EX (via CreditInform)
Starting Score: 639 EQ 654 TU 638 EX (via CreditInform)
Goal Score: 700 Across the Board


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What's in my wallet?

Cap1 Secured MC $500 | Cap1 Visa $750 | BBY Storecard $3,100 | Chase Freedom $4,000 | AMEX Zync $500
Valued Member
ednajen
Posts: 55
Registered: ‎12-16-2010

Re: Closed my low CL Cap One card.

 Can someone please pm me the email address? Thanks

 

Go to cards: Amex BCE , CSP, Discover IT, Amex Gold NPSL
Frequent Contributor
racer-x
Posts: 376
Registered: ‎09-16-2012

Re: Closed my low CL Cap One card.

As mentioned a billllliiiooooon times, simplly hit the googlenator for 'capital one executive office email'.  :smileywink:


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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