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Closed on the Home - 3/3 for New Cards!

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09Lexie
Moderator Emerita

Re: Closing on our new home on Friday, next is a CC App

Very nice approvals! Congrats again on your closing.
Message 11 of 18
myjourney
Super Contributor

Re: Closing on our new home on Friday, next is a CC App


@WillF360 wrote:

And... just apped on Discover and Chase, results are:

 

Chase Freedom Card Approved Instantly for $3,500

Discover.It Card Approved after calling to verify information for $4,500

 

Wooohooo.  It's definitely a start for me.  I only had a secured Capital One card thus far.  Glad to be back amongst the respectable card holders, Smiley Happy


Thank  you all for the advice!


It's nice to see it worked out perfectly for you congrats.
I knew you would get approved Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 18
Kenny
Moderator Emeritus

Re: Closing on our new home on Friday, next is a CC App

Great job!! Fantastic fortitude on your part! You were rewarded, that's for sure! Smiley Happy

Message 13 of 18
WillF360
Regular Contributor

Re: Closing on our new home on Friday, next is a CC App

Thanks Kenny, I appreciate it!

Now, final question, could I be approved for an AMEX card? For whatever reason, I have always wanted an AMEX. I guess a status symbol in my eyes.

In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 14 of 18
myjourney
Super Contributor

Re: Closing on our new home on Friday, next is a CC App


@WillF360 wrote:
Thanks Kenny, I appreciate it!

Now, final question, could I be approved for an AMEX card? For whatever reason, I have always wanted an AMEX. I guess a status symbol in my eyes.

IMHO wait 6 months and apply for Amex I think you'll get it at that point

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 18
WillF360
Regular Contributor

Re: Closing on our new home on Friday, next is a CC App

Yeah. Should have waited. I applied yesterday and got the "hear something back in 15 days" blah. Lol.

In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 16 of 18
WillF360
Regular Contributor

Re: Closing on our new home on Friday, next is a CC App

Just a quick update... I DID IT!  I called in this morning to the number I received.

 

They could not give an instant approval due to the fraud alert on my file. I answered and verified a few questions.  He called back within 3 minutes with their decision!  APPROVED!  He is expediting the card to me UPS.  I am now an American Express Blue Cardholder! 


For whatever reason, out of all of the cards, I am most ecstatic about this.  It's always held that "stigma" of being the card.

 

Thank you all... feeling really good this morning in an otherwise dreary weather day here Smiley Happy


In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 17 of 18
knoregs
Established Contributor

Re: Closing on our new home on Friday, next is a CC App

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 18 of 18
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