cancel
Showing results for 
Search instead for 
Did you mean: 

Closing Cards is actually kind of fun!

tag
Creditaddict
Legendary Contributor

Re: Closing Cards is actually kind of fun!


@icyhot wrote:

It DOES feel good until a card you closed gets an awesome benefit right after you closed it. ie: Amazon store card 


Yeah, Id be re-opening if I were you... Amazon Store Card is one of my most used cards! Smiley Tongue

Message 11 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!

Did it take a hit on your Utilization after closing those cards? 

Message 12 of 77
Creditaddict
Legendary Contributor

Re: Closing Cards is actually kind of fun!


@Anonymous wrote:

Did it take a hit on your Utilization after closing those cards? 


Me? No... My reported revolving is typically around $10k a month and I PIF all but my Ashley Furniture and that puts my util. at 1%

Message 13 of 77
CreditCuriosity
Moderator Emeritus

Re: Closing Cards is actually kind of fun!


@Anonymous wrote:

Did it take a hit on your Utilization after closing those cards? 


LOL... I think he has like 700k in credit.. If it did, he has charged to much Smiley Happy.. I think it didn't even move it even a percentage point lol

Message 14 of 77
Creditaddict
Legendary Contributor

Re: Closing Cards is actually kind of fun!


@CreditCuriousity wrote:

@Anonymous wrote:

Did it take a hit on your Utilization after closing those cards? 


LOL... I think he has like 700k in credit.. If it did, he has charged to much Smiley Happy.. I think it didn't even move it even a percentage point lol


Smiley Happy

 

 at least a little while longer... Our rebuild of the laundry is going to get very expensive very quickly and it's all going on credit cards but it will be in phases and I still have some large business lines to hit first before moving into personal cards.

Message 15 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!

I never thought I'd see the day when CA intentionally closed cards. Time to see if I can snag some aerial bacon.
Message 16 of 77
CreditMagic7
Mega Contributor

Re: Closing Cards is actually kind of fun!


@CreditCuriousity wrote:

Wow got rid of 50kish in credit.. Are you feeling ok this week?


Is this really happening today Smiley Indifferent

Message 17 of 77
Kidcat
Established Contributor

Re: Closing Cards is actually kind of fun!

I've done that too.  It does feel goodSmiley Happy




Last app 09/21/2021. Gardening Goal Oct 2023
Message 18 of 77
Anonymous
Not applicable

Re: Closing Cards is actually kind of fun!

Definitely feels good to get rid of a few store cards, but no plans to get rid of majors at this time.
Message 19 of 77
pipeguy
Senior Contributor

Re: Closing Cards is actually kind of fun!

I'm in the process of thinning the herd too - didn't manage to close as many as you did CC, but then again you have a lot more cards than I do - and two cards basically doubled my credit limits to keep them open (okay I'm weak).

Message 20 of 77
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.