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Closing Credit Card Question

Valued Contributor

Closing Credit Card Question

Has anyone ever had a bank backlist u for closing a credit card with them?


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Moderator Emeritus

Re: Closing Credit Card Question

 


mjbfan79 wrote:

Has anyone ever had a bank backlist u for closing a credit card with them?


 

How would you know if they did?

 

 

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

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Message 2 of 4
Valued Contributor

Re: Closing Credit Card Question


marinevietvet wrote:

 

 

How would you know if they did?

 

 


 

I'm just thinking maybe if you applied for one of there products in the future.

 


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
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Contributor

Re: Closing Credit Card Question

They won't blacklist someone for merely closing an account... It would be a ridiculously stupid business practice because there's always a chance the customer could return, as you said above.


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