If you plan on getting the secured card with the $1000- $1500 Credit limit- I siggest you get the card first, then make a decision. Things to consider:
1. Are you paying fees- if yes, I would weed them out after you get the secured card
2. Having cards with low credit Limits wreks havoc on Utilization
3. You may see a decrease in FICO scores because you are closing older cards- personally I think it is worth it in the long run, if they are fee cards.
4. Think long term- I think after a good year with that secured card, you may start seeing offers in the 1,000 + range
All three card are charging me fees. Are you saying close all three cards after geting the secure card and about how much will my credit drop if I close the 1 or 3 cards.