No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was just wondering what I should do about credit/store cards that are on my credit report that I don't have any longer, by this I mean I don't have the card in my possession any longer. Should I go through the hassle of getting them taken off my report? Also, I have a few cards that have been paid off about a year ago and due to the finance charge I have removed them from my wallet and have not charged any thing on them in over a year. Will it hurt my score if I close them? I have other cards that I have and haven't used in a while, what should I do if they send me a message saying the account will be closed due to inactivity? Will this hurt my score?
Thanks in advance.
@Anonymous wrote:I was just wondering what I should do about credit/store cards that are on my credit report that I don't have any longer, by this I mean I don't have the card in my possession any longer. Should I go through the hassle of getting them taken off my report? Also, I have a few cards that have been paid off about a year ago and due to the finance charge I have removed them from my wallet and have not charged any thing on them in over a year. Will it hurt my score if I close them? I have other cards that I have and haven't used in a while, what should I do if they send me a message saying the account will be closed due to inactivity? Will this hurt my score?
Thanks in advance.
Welcome to the forums.
Here is a good thread discussing Closing Credit Cards. It might answer all your questions.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work