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Closing First Premier today...wooooo!

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soljaboy2013
Established Member

Closing First Premier today...wooooo!

Well im bout call in to close that evil First Premier card finally. Anyone have any tips or experience if they have closed a First Premier card? lmk


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


Message 1 of 13
12 REPLIES 12
soljaboy2013
Established Member

Re: Closing First Premier today...wooooo!

UPDATE: SUCCESS: be gone FP. Closed the account today. took a while though because all the BS i had to dodge... blah blah this and blah blah that. But i did my research. Recorded the call, verified i had a zero balnce, took the service rep id and name, made sure it was closed under my request, and now i mailing a certified letter with this info and call details. 


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


Message 2 of 13
dddewdrop
Valued Contributor

Re: Closing First Premier today...wooooo!


@soljaboy2013 wrote:

UPDATE: SUCCESS: be gone FP. Closed the account today. took a while though because all the BS i had to dodge... blah blah this and blah blah that. But i did my research. Recorded the call, verified i had a zero balnce, took the service rep id and name, made sure it was closed under my request, and now i mailing a certified letter with this info and call details. 


Better keep checking to make sure its closed. Call back in a week lol... Im joking but im not....

Message 3 of 13
SunriseEarth
Moderator Emeritus

Re: Closing First Premier today...wooooo!

Congrats!  My aim is to pay off and close my Credit One card...must be a great feeling to ditch FP!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 13
lhcole77
Valued Contributor

Re: Closing First Premier today...wooooo!


@soljaboy2013 wrote:

UPDATE: SUCCESS: be gone FP. Closed the account today. took a while though because all the BS i had to dodge... blah blah this and blah blah that. But i did my research. Recorded the call, verified i had a zero balnce, took the service rep id and name, made sure it was closed under my request, and now i mailing a certified letter with this info and call details. 


Congrats!

 

I closed mine a couple months ago. No shenanigans from FP--it was closed per my request, reported a 0 balance and I even got a refund of my last monthly maintenance fee.

 

I hope your experience goes as smoothly and professionally as mine did.

Message 5 of 13
soljaboy2013
Established Member

Re: Closing First Premier today...wooooo!

Wow a refund...yah that would be the icing on the cake. $6.25 back in my wallet or to buy some cheap champagne to celebrate Smiley Happy


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


Message 6 of 13
lhcole77
Valued Contributor

Re: Closing First Premier today...wooooo!


@soljaboy2013 wrote:

Wow a refund...yah that would be the icing on the cake. $6.25 back in my wallet or to buy some cheap champagne to celebrate Smiley Happy


Woot Woot! $6.25? You were lucky. I was getting charged $14.50 per month (.....GASP.....)

Message 7 of 13
mikey78
Frequent Contributor

Re: Closing First Premier today...wooooo!

I closed that FP acct Long time ago but thinking back on it, i remember them wanting to refund my AF and also said something about in order to have good credit it's good to have acct open and about my credit being reported to each Credit Bureaus or something

I heard that it's against the law to use say something like that but either way they served me well even though I gave them alot of unnessary money


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 8 of 13
lhcole77
Valued Contributor

Re: Closing First Premier today...wooooo!


@mikey78 wrote:

I closed that FP acct Long time ago but thinking back on it, i remember them wanting to refund my AF and also said something about in order to have good credit it's good to have acct open and about my credit being reported to each Credit Bureaus or something

I heard that it's against the law to use say something like that but either way they served me well even though I gave them alot of unnessary money


+1 Best part is using it to get ahead and increase scores and then moving on at the right time

Message 9 of 13
JonStur
Established Contributor

Re: Closing First Premier today...wooooo!

Bet that was a good feeling right....


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 10 of 13
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